Thursday, February 28, 2013

More sponsor love

So remember my post about eShakti dresses that I was thinking about ordering for an on-blog review? Well, I was a bit slow on that, so two of the three were out of stock. Womp womp. But that means I got to do a little more faux-shopping, and here are the two I came up with to replace the out of stock items:

Source: eshakti.com via Emma on Pinterest


Source: eshakti.com via Emma on Pinterest


Can't wait to see which one I get! The plain retro-style navy one from the last post was still in stock...and if I don't get it as the sample, I will most definitely be buying it myself with my March budget! And don't worry, you budgeting bloggers...my February budget post is coming up, just as soon as I make deadline on my freelance story.

So anyway, if you like any of these dresses, or anything else in eShakti's spring line, now's the time to make the purchase yourself. Cause Verbal Mélange readers get a special discount code! Details in the graphic below...just don't judge me for its poor quality. I had literally about two minutes to make it :)

eshakticode

Monday, February 25, 2013

Let's get fresh

So a lot of the style blogs I read on the reg are written by Canadian women. (Okay, 1 2 3 of them, but they're also three of my faves and biggest influences.) Anyway, one thing they all have in common, besides being classy and stylish and just all-around awesome, is that I've noticed the brand Joe Fresh on each of these gals' blogs. I've always thought those pieces were pretty cool, be they sweaters or accessories or what have you. I even have a shirt that Sydney sent me in a bloggy exchange that I love. But I've never really been able to shop the store itself, as I'm not a fan of online shopping (nothing fits!) or driving to NYC/New Jersey/Canada just to shop one store. So. No Joe for me.

Until now. (Cue evil laughter.)

Yup, Joe Fresh is coming to JCPenney, adding just one more reason to the ever-growing list of reasons I need to start shopping there again. Seriously, why am I not shopping at JCP?

Ok, that sounded a bit commercial-y. And I promise I was not sponsored by Joe Fresh or JCP to write this post...I just did a little pretend-shopping today and picked out some items and got really excited about sharing them. Because this is a style blog, so it's normal. Ish.

Source: jcpenney.com via Emma on Pinterest
Finally, a floral that doesn't make me wanna cringe. Dare I say it, but...floral is growing on me. What??

Source: jcpenney.com via Emma on Pinterest

Source: jcpenney.com via Emma on Pinterest
Don't worry stripes, floral will never replace you. Layering, the same goes for you.

Source: jcpenney.com via Emma on Pinterest

Source: jcpenney.com via Emma on Pinterest
Because holy schniekie I've been looking for a great pleated skirt for ages.

Source: jcpenney.com via Emma on Pinterest
The big question here is, if I buy these, will I actually be brave enough to wear them?

What about you guys? Anything on the JCP/Joe Fresh site piquing your interest?

In other news, I might be a tid bit absent this week. I'm working on a freelance story with a tight deadline, but that's okay because THIS ONE IS ABOUT FASHION, Y'ALL! That's right. Someone is paying me. To write. About clothes. Am I in heaven? It's quite possible. Don't worry, I'll be sure to link up when the story's live :)

Friday, February 22, 2013

Fiscal Friday: Using credit wisely

So recently, I got a few balance transfer checks from the crazy-high interest rate card I stopped using back when I transferred its balance to a low-interest personal loan (more on that here). I thought about transferring part of the balance from the loan back to the credit card, because the checks came with a 14-month 0% interest rate. So I thought hey, I could pay no interest on part of this debt as I pay it off instead of 4%. It seemed like such a great idea!

But then I calculated the balance transfer fee. There is ALWAYS a transfer fee. In my case, it was $5 or a certain percentage (3%, I think?), whichever was greater. I did the math, and the transfer fee was actually GREATER than the amount of interest I'll be paying on this loan before I get it paid off. So no transfer for me.

I did make a different smart credit move this week, though. See, my Kindle died unexpectedly and I was toying with the idea of buying a replacement. And I saw this add on Amazon, touting the Amazon rewards credit card. Signing up got you a $50 gift card, and the card has reward points for purchases too. Signing up for the card meant I'd only pay $20 for a new Kindle! So I did it. And I got approved for a few thousand dollars, which really just blew my freaking mind. But as it turns out, that's actually pretty good for my credit in the long run.

See, my credit card utilization rate automatically went down, because I now have a higher amount of credit to potentially use. But I'm using so little of that credit, and I pay off my cards each month anyway, so that gives my credit score a boost. And the points are a great thing too; I get 3 points for every dollar I spend on Amazon, 2 points for every dollar at gas stations/restaurants/drug stores, and 1 point for every other dollar. Every 100 points = 1 dollar to be spent on Amazon. I've been looking for a points reward card for a while, so the timing on this couldn't have been better.

My plan is to transfer all or most of our utilities bills to the credit card, and to probably make other regular purchases, like groceries and gas, on the card as well. Then, at the end of the month, just pay off the entire card (because I'll have all that money sitting around anyway, because those are all regularly budgeted items). So I'd be making my credit card work for me, and getting Amazon dollars back for just paying my regular bills! Now, to figure out which utilities don't charge an extra fee for paying with a credit card...

Thursday, February 21, 2013

Another fashion first (for me, anyway)

2-21-13a

2-21-13b

2-21-13c
shirt, tights: H&M
cardigan, flats, belt: Target
skirt: New York & Company
necklace: VeryJane

Last week I talked about my evolving sense of personal style, and how I find myself wearing things that I normally never would wear. Like purple skirts and lots of tights in various colors (not to mention colored pants), trendy colors like mint, and of course, different animal prints. Now, it's kind of funny to think that I once shied away from all those things. Especially animal print, which is one of my new favorite ways to accessorize.

So that ramble-tastic paragraph is really just my awkward introduction to my new leopard print shoes! I mentioned that my old flats died a noble death as a result of too much love, and I bought these at Target to replace them. Two years ago--hell, one year ago--I would have immediately dismissed these shoes because of the studs. Now? I think the studs are my favorite part about these guys. Prepare to see more studded items around here, as I find them.

2-21-13d

So here's the link to the shoe on Target. You can't buy it online right now, but you might still be able to find it in stores. While I really love these guys (yes, apparently my flats are male), I do have a warning: The back of the heel is a bit high, so they take a while to break in. I had to wear bandaids on my heels for a few days, but it's totally worth it.

Tuesday, February 19, 2013

An ode to long weekends

2-19-13a

2-19-13b

2-19-13c
blouse: thrifted
skirt, tights, heels: Target
necklace: VeryJane

I know I say this every time a three-day weekend rolls around, but America really needs to align itself to a four-day workweek. (Not really, I know how disastrous that would be for business/government, but let me dream.) I had Presidents' Day off yesterday, which was pretty rad for my weekend in general.

Saturday was spent doing some cleaning and whatnot, then that evening Matt and I celebrated Valentine's with a delicious homemade dinner and a movie. If you follow me on Instagram (@elfrankart) you might have noticed pics of the dinner...surf & turf with filets, crab legs, balsamic brown butter asparagus, a delicious salad that our friend makes all the time, and a great bottle of wine. Plus, chocolate coffee meringues for dessert. (I'll post the recipe for the meringues after I perfect it...I kinda made them too big, so they were a little underdone in the middle.) We saw Warm Bodies, which was a pretty good movie, and then met up with Matt's sister and her husband and friends, who were all in town to see a local band play at this great little bar by our house.

Sunday, I did absolutely nothing except watch several hours of Cougar Town. I randomly decided to start watching the show, so natch I had to watch all the old episodes to catch up. That shiz is hilarious.

To make up for such a lazy Sunday, I went to the gym and ran a bunch of errands on Monday. And I finally got a rug to cover the splintery hardwood in our bedroom. My feet are thanking me already.

So, conclusion. Three-day weekends are the absolute best because I can be productive, then super lazy, then productive again. Win, win, win.

Thursday, February 14, 2013

Spring is...well, on its way, at least

Ok, I'm officially over winter. I mean, let's be honest, I was officially over winter about five minutes after it started, but I'm going into full-on cabin fever mode. I want pretty skirts and dresses without tights, and sandals, and bright colors and fun patterns. So when I was invited to sample an item from eShakti's spring line, my winter-weary heart skipped a little beat. I was instructed to pick my top three dresses, and they'd send me one of them to review here on the blog. How fun is that? Nothing like a great springtime surprise, right?

For those of you who aren't familiar with this great online shop, it specializes in custom clothes. So in addition to carrying sizes 0-36W, you can also send in your own personal measurements and they'll make the clothes specifically to fit you. Fo' free, y'all. You can also make other customizations, like changing the sleeves, hem lengths, and adding or removing embroidery, pockets and other embellishments. It's like designing your own clothes! And I'm picky and awkwardly sized, so of course I love it.

Anyway, here are the three items (all dresses, of course) that I'm going to send in as possible samples:

Source: eshakti.com via Emma on Pinterest

Source: eshakti.com via Emma on Pinterest

Source: eshakti.com via Emma on Pinterest

The cute black-and-white floral is my top choice and offers soooo much in the way of remixing possibilities, don't you think? And the navy one would fill a major hole in my closet...in fact, it'll probably be part of my March clothing budget if I don't wind up getting it as a sample. And the shirtdress is just fun!

You can check out eShakti's spring line here. Which items are you jonesing for?

Tuesday, February 12, 2013

Developing my style (an ongoing process)

2-12-13a

2-12-13b

2-12-13c
button-down: New York and Company
skirt, necklace: The Limited
flats: Target
earrings, belt: H&M

One of the reasons I started blogging (almost two years ago, wow) was to kind of push myself out of my style comfort zone. To explore new trends and really expand the range of outfits I wear to work and outside of work. To develop my own personal sense of style.

If you had told me then that I'd be wearing a Crayola-purple skirt and a leopard print shoes/belt combo, I would have laughed right in your face. That wasn't "me" back then. But this is hands-down one of my favorite outfits featuring this skirt. And it definitely is "me" now.

Also, I'd like to take a moment to honor these poor ol' shoes. They finally bit the dust after being worn two to five times a week for more than a year. I've since replaced them with pointy-toe leopard print flats (with studs, another "I never would have guessed I'd be wearing this" accessory)...so stay tuned, I guess, if you're interested in that kind of minutiae. If you really like gold studs, or leopard print, or Target flats, you might want to get excited. I know I was when I got them!